MEMORANDUM 0PINION
T.S. ELLIS, III, District Judge.
This ease addresses the jurisdictional consequences of declining, or allowing to lapse, a Rule 68, Fed. R. Civ. P, offer of judgment that provides complete relief to a plaintiff asserting a claim under the Truth in Lending Act, 15 U.S.C. §§ 1601 et seq. ("TILA"). At issue, more specifically, arc the following questions:
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