MEMORANDUM OPINION AND ORDER
JENNIFER B. COFFMAN, District Judge.
This matter is before the court on the Gilchrists' and Bank of America's appeals of the Bankruptcy Court's judgment granting United Bank's motion to alter and amend the prior judgment and denying the Gilchrists' and Bank of America's motions for summary judgment. For the reasons discussed below, the Bankruptcy Court's holding will be reversed, and this matter will be remanded to that...
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