MEMORANDUM AND ORDER AFFIRMING THE BANKRUPTCY COURT1
AVERN COHN, District Judge.
I. Introduction
This is an appeal from an adversary proceeding in a Chapter 13 bankruptcy case. Plaintiffs Donald and Rebecca Cole (the Coles) filed an adversary complaint seeking a declaration that debt allegedly owed to the Coles by Defendants/Debtors J. Marzine and Kristina F. Wood (the Woods) was the result of "actual...
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