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GUTIERREZ v. WELLS FARGO BANK, N.A.

No. C 07-05923 WHA.

730 F.Supp.2d 1080 (2010)

Veronica GUTIERREZ, Erin Walker, and William Smith, as individuals and on behalf of all others similarly situated, Plaintiffs, v. WELLS FARGO BANK, N.A., Defendant.

United States District Court, N.D. California.

August 10, 2010.

Attorney(s) appearing for the Case

Adam Kent Shea , Brian Joseph Panish , Panish Shea & Boyle LLP, Los Angeles, CA, Richard D. McCune, Jr. , Jae Kook Kim , McCunewright LLP, Redlands, CA, Barry R. Himmelstein , Michael W. Sobol , Mikaela Bernstein , Richard Martin Heimann , Lieff Cabraser Heimann & Bernstein LLP, San Francisco, CA, Mitchell M. Breit , Hanly Conroy Bierstein Sheridan Fisher & Hayes LLP, New York, NY, for Plaintiffs.

Sonya Diane Winner , Bryanne Jeanette Schmitt , David M. Jolley , Margaret G. May , Covington & Burling LLP, San Francisco, CA, Emily Johnson Henn , Covington & Burling LLP, Redwood Shores, CA, for Defendant.

CLASS ACTION

FINDINGS OF FACT AND CONCLUSIONS OF LAW AFTER BENCH TRIAL

WILLIAM ALSUP, District Judge.

INTRODUCTION

This certified consumer class action challenges hundreds of millions of dollars in overdraft fees imposed on depositors of Wells Fargo Bank, N.A. through allegedly unfair and fraudulent business practices. This order is the decision of the Court following a two-week bench trial.

SUMMARY

Overdraft fees are...

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