OPINION AND ORDER
AIKEN, Chief Judge:
On November 19, 2010, plaintiff Kim E. Lonberg filed an amended and supplemental complaint against defendant Federal Home Loan Mortgage Corporation (Freddie Mac), alleging: 1) violations of the federal Truth in Lending Act ("TILA"), 15 U.S.C. 1601, et seq., and its implementing regulations, 12 C.F.R. §§ 226.1-.29; and 2)
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