OPINION AND ORDER
GREGORY K. FRIZZELL, District Judge.
Plaintiff Christen L. Arnold, as the Administrator of the Estate of Thomas E. Arnold brings this suit under the Employee Retirement Income Security Act, 29 U.S.C. § 1001, et seq. ("ERISA"), seeking judicial review of the decision to deny disability benefits under a Long-Term Disability Plan ("Plan") provided by ONEOK, Inc.
I. Background
A. Procedural History
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