OPINION
IRENAS, Senior District Judge:
Plaintiffs Electric Insurance Company ("EIC") and United States Liability Insurance Company ("USLI") seek a declaration of no coverage under the insurance policies issued to Teddy Marcantonis ("Marcantonis"). Pending before the Court are EIC's and USLI's Motions for Summary Judgment.
I.
This declaratory judgment action arises out of events that occurred in the early
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