MEMORANDUM OPINION
JAMES R. SPENCER, Chief Judge.
THIS MATTER is before the Court on cross-motions for summary judgment (Dock. Nos. 9, 12). For the reasons that follow, the Court will GRANT Auto-Owners's Motion and DENY Hostettler's Motion.
I. BACKGROUND
The following facts are not in dispute. Franki Lynn Hostettler was injured in a motor vehicle accident in Sussex County, Virginia, on August 29, 2009. Pavel David Titon Goska...
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