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RESTRICTED SPENDING SOL. v. ALLOW CARD OF AMERICA

No. 09 C 03785.

743 F.Supp.2d 954 (2010)

RESTRICTED SPENDING SOLUTIONS, LLC, Plaintiff, v. ALLOW CARD OF AMERICA, INC.; Palm Desert Investments; Wachovia Corp.; PNC Financial Services Group, Inc.; Payjr, Inc.; Cardlab, Inc.; the Bancorp Inc.; Discover Financial Services; Discover Bank; Bank of America Corp.; Commerce Bancshares, Inc.; UMB Financial Corp.; Fifth Third Bancorp; Mastercard International, Inc.; Visa U.S.A., Inc.; U.S. Bancorp, Defendants.

United States District Court, N.D. Illinois, Eastern Division.

September 28, 2010.

Attorney(s) appearing for the Case

Stephen Charles Smith , Jo Anna Pollock , Paul A. Lesko , Simmons Browder Gianaris Angelides & Barnerd LLC, East Alton, IL, Mark R. Privratsky , Lindquist & Vennum PLLP, Minneapolis, MN, Martin E. Jerisat , Law Office of Martin Jerisat, Chicago, IL, for Plaintiff.

Roderick Manley Thompson , Andrew Leibnitz , Eugene Y. Mar , June T. Tai , Farella Braun & Martel LLP, San Francisco, CA, Oscar L. Alcantara , Goldberg Kohn Ltd., Jamie A. Robinson , Seth Alexander Horvath , Ungaretti & Harris LLP, Allan J. Sternstein , Jennifer Marie Zlotow , Renee Lynn Zipprich , Timothy K. Sendek , Dykema Gossett PLLC, Chicago, IL, Christopher Ryan Sullivan , Mark R. Privratsky , Lindquist & Vennum, PLLP, Minneapolis, MN, Keith J. Grady , Graham L.W. Day , Polsinelli Shughart PC, St. Louis, MO, Lawrence K. Nodine , Ballard Spahr LLP, Atlanta, GA, for Defendants.

MEMORANDUM OPINION AND ORDER

REBECCA R. PALLMEYER, District Judge.

Plaintiff Restricted Spending Solutions LLC ("RSS") is the assignee of U.S. Patent Number 6,044,360 (the "'360 Patent"), a system for allocating funds in pre-established customer accounts. Essentially, the patented invention empowers an individual who is actually responsible for funding purchases made on a particular credit or debit card—such as a parent or an employer—...

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