OPINION AND ORDER
JAMES T. MOODY, District Judge.
Plaintiffs Linda R. Skinner and James E. Skinner filed a complaint against defendant Metropolitan Life Insurance Company ("MetLife"). (DE #1.) Plaintiff Linda R. Skinner ("Linda") states that she and MetLife entered into a life insurance policy which provided that she would no longer need to pay premiums if she became totally disabled. (Id. ¶ 4.) Linda alleges that although she submitted...
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