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BULL v. ALLSTATE INSURANCE CO.

Civil No. 2:07-CV-1595.

649 F.Supp.2d 529 (2009)

Charles BULL, Jr. and Phoebe F. Bull v. ALLSTATE INSURANCE CO., et al.

United States District Court, W.D. Louisiana, Lafayette Division.

August 25, 2009.

Attorney(s) appearing for the Case

Charles L. Bull, Jr., Welsh, LA, pro se.

Michael G. Hodgkins, Bice Palermo & Veron, Lake Charles, LA, for Charles Bull, Jr. and Phoebe F. Bull.

Gerald Joseph Nielsen, John D. Carter, Nielsen Law Firm, Metairie, LA, for Allstate Insurance Co.

AMENDED REASONS FOR JUDGMENT

RICHARD T. HAIK, SR., District Judge.

A. Facts

This case involves allegations of nonpayment of a flood insurance claim against the Standard Flood Insurance Policy ("SFIP") issued by Allstate Insurance Company. The flood policies at issue allegedly afforded Plaintiffs, Charles Bull, Jr. and Phoebe F. Bull, flood insurance coverage over their two adjacent water-front

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