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FRAZIER v. ACCREDITED HOME LENDERS, INC.

Civil Action No. 1:08cv11-MHT.

607 F.Supp.2d 1254 (2009)

Cheryl Hall FRAZIER, individually and on behalf of a class of similarly situated persons, Plaintiff, v. ACCREDITED HOME LENDERS, INC., d/b/a Home Funds Direct, Defendant.

United States District Court, M.D. Alabama, Southern Division.

April 6, 2009.

Attorney(s) appearing for the Case

Earl Price Underwood, Jr., James Donnie Patterson, Law Offices of Earl P. Underwood, Jr., Fairhope, AL, George Richardson Irvine, III, Stone Granade & Crosby PC, Bay Minette, AL, Kenneth Joseph Riemer, Mobile, AL, Steven Leon Nicholas, Cunningham, Bounds, Crowder, Brown and Breedlove, LLC, Mobile, AL, for Plaintiff.

Angela Raines Rogers, Bradley Arant Boult Cummings LLP, Robert Emmett Poundstone, IV, Bradley Arant Rose & White, LLP, Montgomery, AL, James William Manuel, Kathleen Shields O'Beirne, Bradley Arant Rose & White LLP, Jackson, MS, James Douglas Minor, Jr., Bradley Arant Bout Cummings LLP, Jackson, MS, for Defendant.

OPINION

MYRON H. THOMPSON, District Judge.

Plaintiff Cheryl Hall Frazier filed this lawsuit on behalf of herself and a class of similarly situated persons against defendant Accredited Home Lenders, Inc., doing business as Home Funds Direct. Frazier asserts that Accredited improperly understated the finance charge on credit it extended to her, in violation of the Truth in Lending Act ("TILA"), 15 U.S.C. § 1601 et seq., and that it failed to comply with...

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