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HOLDEN v. HOLIDAY INN CLUB VACATIONS INC.

Nos. 22-11014, 22-11734.

TANETHIA HOLDEN, an individual, Plaintiff-Appellant, v. HOLIDAY INN CLUB VACATIONS INCORPORATED, a foreign for-profit corporation, f.k.a. Orange Lake Country Club, Inc., Defendant-Appellee, EXPERIAN INFORMATION SOLUTIONS, INC. a foreign for-profit corporation, Defendant. MARK S. MAYER, an individual, Plaintiff-Appellant, v. HOLIDAY INN CLUB VACATIONS INCORPORATED, a foreign for-profit corporation f.k.a. Orange Lake Country Club, Inc., Defendant-Appellee, EXPERIAN INFORMATION SOLUTIONS, INC., a foreign for-profit corporation, Defendant.

United States Court of Appeals, Eleventh Circuit.

April 24, 2024.

Our country's credit reporting system relies on accurate reporting both by consumer reporting agencies and entities, known as furnishers, that provide information to those agencies about consumers' debts. Under the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681s-2, furnishers must conduct a reasonable investigation...

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