CARPENTER v. OPPORTUNITY FINANCIAL, LLC

No. 23-55553.

CRYSTAL CARPENTER, an individual on behalf of herself, the public, and all persons similarly situated; JORDAN CASON, an individual on behalf of herself, the public, and all persons similarly situated, Plaintiffs-Appellees, v. OPPORTUNITY FINANCIAL, LLC, a limited liability company, Defendant-Appellant, and JOHN DOES, 1-10, Defendant.

United States Court of Appeals, Ninth Circuit.

Filed March 21, 2024.


NOT FOR PUBLICATION

MEMORANDUM*

Crystal Carpenter and Jordan Cason (collectively, "Carpenter") entered into loan agreements with FinWise Bank that are serviced by Opportunity Financial LLC ("OppFi"). The loan agreements provide for an annual interest rate of 159.56% and include an arbitration clause stating that "governs all `Claims' of one party against another" but "DOES NOT include claims related to the validity,...

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