NOT FOR PUBLICATION
MEMORANDUM*
Crystal Carpenter and Jordan Cason (collectively, "Carpenter") entered into loan agreements with FinWise Bank that are serviced by Opportunity Financial LLC ("OppFi"). The loan agreements provide for an annual interest rate of 159.56% and include an arbitration clause stating that "governs all `Claims' of one party against another" but "DOES NOT include claims related to the validity,...
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