FEDERAL TRADE COMMISSION v. CREDIT BUREAU CENTER

No. 21-2945.

81 F.4th 710 (2023)

FEDERAL TRADE COMMISSION, Plaintiff-Appellee, v. CREDIT BUREAU CENTER, LLC, and Michael Brown, Defendants-Appellants.

United States Court of Appeals, Seventh Circuit.

Decided August 30, 2023.


Attorney(s) appearing for the Case

Michael D. Bergman , Attorney, Federal Trade Commission, Office of the General Counsel, Washington, DC, Guy G. Ward , Todd M. Kossow , Attorneys, Federal Trade Commission, Chicago, IL, for Plaintiff-Appellee.

Stephen R. Cochell , Attorney, Cochell Law Firm, P.C., Houston, TX, Caleb Kruckenberg , Attorney, Pacific Legal Foundation, Arlington, VA, for Defendants-Appellants.

Before Sykes, Chief Judge, and Flaum and Brennan, Circuit Judges.


This appeal is the latest chapter in a complicated case that has had a long and winding journey through the federal courts, including a trip to the Supreme Court and back. Michael Brown owns and operates Credit Bureau Center, a credit-monitoring business. His company used an online marketing device known as a "negative option...

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