BAYSAL v. MIDVALE INDEM. CO.

No. 22-1892.

78 F.4th 976 (2023)

Alp BAYSAL, Thomas Maxim, and Sandra Italiano, Plaintiffs-Appellants, v. MIDVALE INDEMNITY COMPANY and American Family Mutual Insurance Company, S.I., Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided August 22, 2023.


Attorney(s) appearing for the Case

Kate M. Baxter-Kauf , Attorney, Lockridge Grindal Nauen P.L.L.P., Minneapolis, MN, for Plaintiffs-Appellants.

Aaron D. Van Oort , Attorney, Faegre Drinker Biddle & Reath LLP, Minneapolis, MN, for Defendants-Appellees.

Before Sykes, Chief Judge, and Easterbrook and Ripple, Circuit Judges.


Midvale Indemnity and American Family Mutual (collectively Midvale) created an "instant quote" feature on their websites. Anyone who supplied basic identifying information could receive a quote for auto insurance. To simplify this process, each site would auto-fill some information, including the number of the applicant...

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