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RAMACO RESOURCES, LLC v. FEDERAL INS. CO.

No. 22-1459.

74 F.4th 255 (2023)

RAMACO RESOURCES, LLC, Plaintiff-Appellant, v. FEDERAL INSURANCE COMPANY; Ace American Insurance Company, Defendants-Appellees, and Chubb INA Holdings Inc., Defendant.

United States Court of Appeals, Fourth Circuit.

Decided: July 20, 2023.

Attorney(s) appearing for the Case

ARGUED: Elbert Lin , HUNTON ANDREWS KURTH, LLP, Richmond, Virginia, for Appellant. Jonathan D. Hacker , O'MELVENY & MYERS LLP, Washington, D.C., for Appellees. ON BRIEF: Evan H. Jenkins , JENKINS FENSTERMAKER, PLLC, Huntington, West Virginia; Robert M. Rolfe , David M. Parker , HUNTON ANDREWS KURTH LLP, Richmond, Virginia, for Appellant. Matthew Ponzi , John Eggum , FORAN GLENNON, Chicago, Illinois; Heather Welles , O'MELVENY & MYERS LLP, Los Angeles, California, for Appellees.

Reversed in part, affirmed in part, and remanded by published opinion. Judge Richardson wrote the opinion, in which Judge Wynn and Judge Thacker joined.

This is a dispute between a coal company and its insurer. Ramaco Resources suffered a coal silo collapse and submitted a claim for losses to Federal Insurance Company. When Federal denied the claim, Ramaco sued. After a twelve-day trial, a jury awarded Ramaco $7.6 million in contract...

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