SESSA v. TRANS UNION, LLC

No. 22-87 August Term 2022.

74 F.4th 38 (2023)

Gia SESSA, on behalf of herself and all others similarly situated, Plaintiff-Appellant, v. TRANS UNION, LLC, Defendant-Appellee.

United States Court of Appeals, Second Circuit.

Decided: July 17, 2023.


Attorney(s) appearing for the Case

Matthew W. H. Wessler , Gupta Wessler PLLC, Washington, D.C. ( Neil K. Sawhney , Gupta Wessler PLLC, San Francisco, CA; Daniel A. Schlanger , Evan S. Rothfarb , Schlanger Law Group LLP, New York, NY, on the brief), for Plaintiff-Appellant.

Michael O'Neil , Reed Smith LLP, Chicago, IL ( Albert E. Hartmann , M. Patrick Yingling , Daniel E. Alperstein , Reed Smith LLP, Chicago, IL, on the brief), for Defendant-Appellee.

Before: Cabranes, Nardini, Merriam, Circuit Judges.


This is an appeal from an order of the District Court announcing a new, bright-line rule under which certain claims brought pursuant to the Fair Credit Reporting Act ("FCRA") would be subject to a threshold inquiry into whether an alleged inaccuracy was "legal" and therefore non-cognizable under the FCRA. We hold...

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