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CORDERO v. TRANSAMERICA ANNUITY SERVICE CORP.

No. 21-11340.

71 F.4th 843 (2023)

Lujerio CORDERO, Plaintiff-Appellant, v. TRANSAMERICA ANNUITY SERVICE CORPORATION, a.k.a. Wilton Re Annuity Service Corporation, Defendant-Third-Party Plaintiff-Appellee, Transamerica Life Insurance Company, Defendant-Cross Claimant-Appellee, Alliance Asset Funding, LLC, et al., Third-Party Defendants-Cross Defendants.

United States Court of Appeals, Eleventh Circuit.

Filed: June 16, 2023.

Attorney(s) appearing for the Case

Brenton N. Ver Ploeg , Daniel Litman Gross , Michal Meile , Ver Ploeg & Marino, PA, Miami, FL, Benjamin C. Hassebrock , Hunton Andrews Kurth, LLP, Miami, FL, Allie C. Watson , New York, NY, for Plaintiff-Appellant.

Stephen R. Harris , Law Office of Stephen Harris, Philadelphia, PA, Edward Morris Holt , Mary Mangan , John C. Neiman, Jr. , Maynard Nexsen, PC, Birmingham, AL, for Defendant-Appellee Transamerica Annuity Service Corporation, a.k.a. Wilton Re Annuity Service Corporation.

Edward Morris Holt , Mary Mangan , John C. Neiman, Jr. , Maynard Nexsen, PC, Birmingham, AL, for Defendant-Appellee Transamerica Life Insurance Company, 6400 C St SW Cedar Rapids, IA 52499.

Before Wilson, Rosenbaum, Circuit Judges, and Conway, District Judge.

Over the course of twenty-two months, plaintiff-appellant Lujerio Cordero—a childhood victim of lead poisoning—assigned his rights to nearly one million dollars in structured settlement payments to factoring companies for pennies on the dollar. Through six transfer agreements that he lacked the capacity to understand, Cordero...

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