OPINION OF THE COURT
SHWARTZ, Circuit Judge.
Plaintiff Stuart Weichsel sued JP Morgan Chase Bank, N.A. ("Chase") for its alleged failure to itemize the annual fees on his credit card renewal notice in violation of the Truth in Lending Act ("TILA"), 15 U.S.C. § 1601 et seq. Although Weichsel has standing, he failed to state a TILA...
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