No. 21-2406.

60 F.4th 848 (2023)

Kathy HAYES, Plaintiff-Appellant, v. PRUDENTIAL INSURANCE COMPANY OF AMERICA, Defendant-Appellee.

United States Court of Appeals, Fourth Circuit.

Decided: February 23, 2023.

Attorney(s) appearing for the Case

ARGUED: M. Leila Louzri , FOSTER LAW FIRM, LLC, Greenville, South Carolina, for Appellant. Ian H. Morrison , SEYFARTH SHAW, LLP, Chicago, Illinois, for Appellee. ON BRIEF: Nathaniel W. Bax , FOSTER LAW FIRM, LLC, Greenville, South Carolina, for Appellant.

Affirmed by published opinion. Judge Heytens wrote the opinion, in which Judge Wilkinson and Judge Hudson joined.

When Anthony Hayes' employment ended, so did his employer-provided life insurance. Hayes then missed the deadline to convert his coverage to an individual policy. After Hayes died, his surviving spouse filed suit seeking relief under a provision of the Employee Retirement Income Security Act allowing "a participant or...

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