ALIG v. ROCKET MORTGAGE, LLC

No. 19-1059.

52 F.4th 167 (2022)

Phillip ALIG; Sara J. Alig; Roxanne Shea; Daniel V. Shea, Individually and on behalf of a class of persons, Plaintiffs-Appellees, v. ROCKET MORTGAGE, LLC, f/k/a Quicken Loans Inc.; Amrock Inc., f/k/a Title Source, Inc., d/b/a Title Source Inc. of West Virginia, Incorporated, Defendants-Appellants, and Dewey V. Guida; Appraisals Unlimited, Inc.; Richard Hyett, Defendants. The Chamber of Commerce of the United States of America; Washington Legal Foundation, Amicus Supporting Appellant.

United States Court of Appeals, Fourth Circuit.

Decided: October 28, 2022.


Attorney(s) appearing for the Case

ARGUED: William M. Jay , GOODWIN PROCTER LLP, Washington, D.C., for Appellants. Deepak Gupta , GUPTA WESSLER PLLC, Washington, D.C., for Appellees. ON BRIEF: Helgi C. Walker , Jesenka Mrdjenovic , Andrew G.I. Kilberg , Washington, D.C., Theodore J. Boutrous, Jr. , GIBSON, DUNN & CRUTCHER LLP, Los Angeles, California; Thomas M. Hefferon , Brooks R. Brown , Jaime A. Santos , Keith Levenberg , Washington, D.C., Edwina B. Clarke , GOODWIN PROCTER LLP, Boston, Massachusetts, for Appellants. John W. Barrett , Jonathan R. Marshall , Charleston, West Virginia, Patricia M. Kipnis , BAILEY & GLASSER LLP, Cherry Hill, New Jersey; Gregory A. Beck , Linnet Davis-Stermitz , GUPTA WESSLER PLLC, Washington, D.C.; Jason E. Causey , James G. Bordas, Jr. , BORDAS & BORDAS, PLLC, Wheeling, West Virginia, for Appellees. John M. Masslon II , Cory L. Andrews , WASHINGTON LEGAL FOUNDATION, Washington, D.C., for Amicus Washington Legal Foundation. Jennifer B. Dickey , Tyler S. Badgley , UNITED STATES CHAMBER LITIGATION CENTER, Washington, D.C.; Matthew A. Fitzgerald , MCGUIREWOODS LLP, Richmond, Virginia, for Amicus The Chamber of Commerce of the United States of America.

Vacated and remanded with instructions for reconsideration by published per curiam order. Judge Niemeyer wrote a separate concurring opinion.


Plaintiffs in this class action are a class of all West Virginia citizens who refinanced a total of 2,769 mortgages with Defendant Quicken Loans Inc. (now Rocket Mortgage, LLC) from 2004 to 2009, for whom Quicken Loans obtained appraisals from Defendant appraisal management company Title Source, Inc. (now Amrock Inc.) using a request form that...

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