HUNSTEIN v. PREFERRED COLLECTION AND MANAGEMENT SERVICES, INC.

No. 19-14434.

48 F.4th 1236 (2022)

Richard HUNSTEIN, Plaintiff-Appellant, v. PREFERRED COLLECTION AND MANAGEMENT SERVICES, INC., Defendant-Appellee.

United States Court of Appeals, Eleventh Circuit.

Filed: September 8, 2022.


Attorney(s) appearing for the Case

Thomas Martin Bonan , Bryan James Geiger , Seraph Legal, PA, Tampa, FL, for Plaintiff-Appellant.

Shay Dvoretzky , Kyser Blakely , Parker Andrew Rider-Longmaid , Sylvia Tsakos , Washington, DC, Richard Jay Perr , Kaufman Dolowich Voluck, Philadelphia, PA, Robert Alexander Vigh , Solomon Vigh & Springer, PA, Tampa, FL, Sam Auld , Skadden Arps Slate Meagher & Flom, LLP, New York, NY, for Defendant-Appellee.

Kirsten H. Smith , Sessions Israel & Shartle, LLC, Metairie, LA, for Amici Curiae Alltran Financial, LP, Nationwide Credit, Inc., Radius Global Solutions, LLC, Transworld Systems Inc.

Mitchell L. Williamson , Barron & Newburger, PC, Somerset, NJ, for Amicus Curiae American Association of Healthcare Administrative Management.

R. Aaron Chastain , Stephen Colmery Parsley , Bradley Arant Boult Cummings, LLP, Birmingham, AL, for Amici Curiae American Bankers Association, American Financial Services Association, Consumer Bankers Association, Credit Union National Association, Housing Policy Council, Matrix Imaging Solutions, LLC Mortgage Bankers Association.

Lauren Marshall Burnette , Messer Strickler Burnette, Ltd., Jacksonville, FL, for Amici Curiae Arizona Creditors Bar Association, Attorneys Association of Alabama, Inc., California Creditors Bar Association, Colorado Creditors Bar Association, Inc., Creditors Rights Attorney Association Nevada, Delaware Creditors Bar Association, Georgia Creditors Council, Illinois Creditors Bar Association, Compumail Information Services, Inc., Indiana Creditors Bar Association, Datamatx, Kansas Creditor Attorney Association, Hatteras, Inc., Maryland-DC Creditors Bar Association, Inc., HC3, Inc., Michigan Creditors Bar Association, IMS, Inc., Minnesota Creditor's Rights Bar Association, National Creditors Bar Association, New Jersey Creditors Bar Association, Nordis, Inc., New Mexico Creditors Bar Association, North Carolina Creditors Bar Association, Pennsylvania Creditors Bar Association, Ohio Creditor's Attorneys Association, Texas Creditors' Bar Association, Ontario Systems, LLC, Virginia Creditors' Bar Association.

Jessica Klander , Bassford Remele, Minneapolis, MN, for Amicus Curiae Consumer Relations Consortium.

Bryan Christopher Shartle , Kirsten H. Smith , Sessions Israel & Shartle, LLC, Metairie, LA, for Amicus Curiae Credence Resource Management, LLC.

Scott Stephen Gallagher , Smith Gambrell & Russell, LLP, Jacksonville, FL, for Amicus Curiae Enhanced Recovery Company, LLC.

Ellen L. Noble , Public Justice, PC, Washington, DC, for Amici Curiae Public Justice, National Association of Consumer' Advocates, National Consumer Law Center.

Ronald S. Canter , The Law Offices of Ronald S. Canter, LLC, Rockville, MD, for Amicus Curiae Florida Creditors Bar Association.

Jadd Fitzgerald Masso , Clark Hill Strasburger, Dallas, TX, Leslie Carol Bender , Senior Counsel, Eversheds Sutherland (US) LLP, Washington, DC, for Amicus Curiae Livevox, Inc.

William J. Denius , Denius Law, PA, Orlando, FL, for Amicus Curiae Missouri Creditors, Inc.

Manuel Newburger , Attorney, Barron & Newburger PC, Greystone II, for Amici Curiae National Association of Professional Process Servers, The National Creditors Bar Association.

Brit J. Suttell , Barron & Newburger, PC, Media, PA, for Amicus Curiae New York State Creditors Bar Association.

John Henry Bedard, Jr. , Michael Kevin Chapman , Bedard Law Group, PC, Duluth, GA, for Amicus Curiae Print and Mail Vendor Coalition.

Donald S. Maurice, Jr. , Maurice Wutscher, LLP, Flemington, NJ, Martin Brent Yarborough , Maurice Wutscher, LLP, Birmingham, AL, Jason Brent Tompkins , Jonathan P. Hoffmann , Balch & Bingham, LLP, Birmingham, AL, for Amicus Curiae Receivables Management Association International, Inc.

Stefanie H. Jackman , Troutman Pepper Hamilton Sanders, LLP, Atlanta, GA, Amicus Curiae Revspring, Inc.

Keith Jerrod Barnett , Troutman Pepper Hamilton Sanders, LLP, Atlanta, GA, Ethan Ostroff , Troutman Pepper Hamilton Sanders, LLP, Virginia Beach, VA, Misha Tseytlin , Troutman Pepper Hamilton Sanders, LLP, Chicago, IL, for Amicus Curiae Third Party Payment Processors Association.

Adam Granich Unikowsky , Jenner & Block, LLP, Washington, DC, Deb White , Retail Litigation Center, Inc., Washington, DC, for Amicus Curiae Output Services Group, Inc., Retail Litigation Center Inc.

NEWSOM, Circuit Judge, filed a dissenting opinion, in which JORDAN, ROSENBAUM, and JILL PRYOR, Circuit Judges, joined.


In opinion after opinion, one standing issue continues to arise—what it takes to show concrete harm. That question was once tricky. But for this case and others like it, where the plaintiff alleges no harm besides the violation of a statute, the Supreme Court has cut a straightforward path. Like it or not, that path...

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