AFM MATTRESS CO. v. MOTORISTS COMMERCIAL MUT. INS.

No. 21-1865.

37 F.4th 440 (2022)

AFM MATTRESS COMPANY, LLC Plaintiff-Appellant, v. MOTORISTS COMMERCIAL MUTUAL INSURANCE COMPANY, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided June 16, 2022.


Attorney(s) appearing for the Case

Bryan D. King , Attorney, Michael S. Pomerantz , Attorney, Glenn L. Udell , Attorney, Brown, Udell, Pomerantz & Delrahim, Ltd., Chicago, IL, for Plaintiff-Appellant.

Patrick F. Hofer , Attorney, Clyde & Co LLP, Washington, DC, Timothy J. Reed , Attorney, Molzahn, Rocco, Reed & Rouse, LLC, Chicago, IL, Alexander W. Ross , Attorney, Clyde & Co LLP, Chicago, IL, for Defendant-Appellee.

Wystan M. Ackerman , Attorney, Robinson & Cole LLP, Hartford, CT, for Amici Curiae.

Before Manion, Rovner, and Wood, Circuit Judges.


Motorists Insurance issued a policy to AFM Mattress with a broad and unambiguous Virus Exclusion. In March 2020 and following, AFM Mattress allegedly suffered losses when it had to close its stores under government orders due to the COVID-19 pandemic. AFM Mattress sued Motorists Insurance for a declaration of coverage. The...

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