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HENRY'S LOUISIANA GRILL, INC. v. ALLIED INS. CO.

No. 20-14156.

35 F.4th 1318 (2022)

HENRY'S LOUISIANA GRILL, INC., Henry's Uptown LLC, Plaintiffs-Appellants, v. ALLIED INSURANCE COMPANY OF AMERICA, Defendant-Appellee.

United States Court of Appeals, Eleventh Circuit.

Filed: June 3, 2022.

Attorney(s) appearing for the Case

James John Leonard, II , Barnes & Thornburg, LLP, Atlanta, GA, for Plaintiffs-Appellants.

Philip Wade Savrin , William Shawn Bingham , Freeman Mathis & Gary, LLP, Atlanta, GA, Meka Moore , Attorney, Selman Breitman , Los Angeles, CA, for Defendant-Appellee.

Gabriel K. Gillett , Jenner & Block, LLP, Chicago, IL, for Amicus Curiae

Before Grant, Luck, and Anderson, Circuit Judges.

Since the beginning of the Covid-19 pandemic, businesses across the country have sought to recoup losses from their insurers. But a common problem with that approach has been that the businesses' insurance policies protect against only "direct physical loss of or damage to" business property. So far, every federal and state...

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