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CHELF v. PRUDENTIAL INS. CO. OF AMERICA

No. 20-6097.

31 F.4th 459 (2022)

Ruth Mae CHELF, Plaintiff-Appellant, v. PRUDENTIAL INSURANCE COMPANY OF AMERICA, Defendant, Administrative Committee for the Associates' Health and Welfare Plan; Wal-Mart Associates, Inc., Defendants-Appellees.

United States Court of Appeals, Sixth Circuit.

Decided and Filed: April 12, 2022.

Attorney(s) appearing for the Case

ARGUED: Andrew M. Grabhorn , GRABHORN LAW | INSURED RIGHTS®, Louisville, Kentucky, for Appellant. J. Gordon Howard , RUSSELL, OLIVER & STEPHENS, PLC, Memphis, Tennessee, for Appellees. ON BRIEF: Andrew M. Grabhorn , Michael D. Grabhorn , GRABHORN LAW | INSURED RIGHTS®, Louisville, Kentucky, for Appellant. J. Gordon Howard , RUSSELL, OLIVER & STEPHENS, PLC, Memphis, Tennessee, for Appellees.

Before: MOORE, CLAY, and STRANCH, Circuit Judges.

OPINION

Elmer Chelf, a former employee of Wal-Mart, was on long-term disability leave when he passed away. His widow, Ruth Mae Chelf, was denied benefits under his work-based optional term life insurance policy. She brought claims against Wal-Mart and the Plan Administrator (collectively, Wal-Mart) for breach...

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