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WALKER v. BOKF, NAT. ASSOCIATION

No. 20-2046.

30 F.4th 994 (2022)

Berkley V. WALKER, on behalf of himself and all others similarly situated, Plaintiff-Appellant, v. BOKF, NATIONAL ASSOCIATION, d/b/a Bank of Albuquerque, N.A., Defendant-Appellee.

United States Court of Appeals, Tenth Circuit.

FILED April 8, 2022.

Attorney(s) appearing for the Case

J. Aaron Lawson , Edelson PC, San Francisco, California ( Ryan D. Andrews and Roger Perlstadt , Edelson PC, Chicago, Illinois, with him on the briefs), appearing for Appellant.

Sarah Wishard Poston ( J. Michael Medina with her on the briefs), Frederic Dorwart Lawyers PLLC, Tulsa, Oklahoma, appearing for Appellee.

Before MATHESON, BRISCOE, and EID, Circuit Judges.

This appeal asks us to rule on an issue of first impression in this circuit: whether extended overdraft charges made to a checking account are "interest" charges governed by 12 C.F.R. § 7.4001, or "non-interest charges and fees" for "deposit account services" governed by 12 C.F.R. § 7.4002.

Berkley V. Walker...

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