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PIERRE v. MIDLAND CREDIT MANAGEMENT, INC.

Nos. 19-2993 & 19-3109.

29 F.4th 934 (2022)

Renetrice R. PIERRE, individually and on behalf of all others similarly situated, Plaintiff-Appellee/Cross-Appellant, v. MIDLAND CREDIT MANAGEMENT, INC., Defendant-Appellant/Cross-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided April 1, 2022.

Attorney(s) appearing for the Case

Karl Leinberger , Paul F. Markoff , Attorneys, Markoff Leinberger, Chicago, IL, for Plaintiff-Appellee/Cross-Appellant.

Michael T. Brody , Gabriel Gillett , Attorneys, Jenner & Block LLP, Chicago, IL, David M. Schultz , Todd P. Stelter , Stephen R. Swofford , Attorneys, Hinshaw & Culbertson LLP, Chicago, IL, for Defendant-Appellant/Cross-Appellee.

Before Sykes, Chief Judge, and Hamilton and Brennan, Circuit Judges.

Midland Credit Management, Inc., sent Renetrice Pierre a letter offering to resolve a long-unpaid debt at a discount. The statute of limitations on the debt had run. The letter advised Pierre that because of the age of the debt, Midland Credit would neither sue her for it nor report it to a credit agency and that her credit score...

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