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CONSUMER DATA INDUSTRY ASSOCIATION v. FREY

No. 20-2064.

26 F.4th 1 (2022)

CONSUMER DATA INDUSTRY ASSOCIATION, Plaintiff, Appellee, v. Aaron M. FREY in his official capacity as Attorney General of the State of Maine; William N. Lund in his official capacity as Superintendent of the Maine Bureau of Consumer Credit Protection, Defendants, Appellants.

United States Court of Appeals, First Circuit.

February 10, 2022.

Attorney(s) appearing for the Case

Christopher C. Taub for appellants.

Chi Chi Wu , with whom Andrea Bopp Stark , Ariel Nelson , and Frank D'Alessandro were on brief for National Consumer Law Center, Maine Equal Justice, and Maine Coalition to End Domestic Violence, amici curiae.

Jennifer Sarvadi , with whom Rebecca E. Kuehn , Ryan P. Dumais , and Hudson Cook LLP were on brief, for appellee.

Misha Tseytlin , with whom Sean T.H. Dutton , Kevin M. LeRoy , David N. Anthony , Troutman Pepper Hamilton Sanders LLP, and Tara S. Morrissey were on brief for American National Financial Services Association and United States Chamber of Commerce, amici curiae.

Before Barron and Selya, Circuit Judges, and Delgado-Hernández, District Judge.

In 2019, Maine's Legislature passed two laws that amended the Maine Fair Credit Reporting Act, Me. Rev. Stat. Ann. tit. 10, §§ 1306 et seq. ("Maine Act"), to regulate the reporting of overdue medical debt and debt resulting from economic abuse. After a facial preemption challenge...

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