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WIDJAJA v. JPMORGAN CHASE BANK, N.A.

No. 20-55862.

21 F.4th 579 (2021)

Margaretha Natalia WIDJAJA, Plaintiff-Appellant, v. JPMORGAN CHASE BANK, N.A., a national banking association, Defendant-Appellee,

United States Court of Appeals, Ninth Circuit.

Filed December 20, 2021.

Attorney(s) appearing for the Case

Paro Astourian (argued), Astourian & Associates Inc., Pasadena, California, for Plaintiff-Appellant.

Karin L. Bohmholdt (argued) and Blakeley S. Oranburg , Greenburg Traurig LLP, Los Angeles, California, for Defendant-Appellee.

Before: D. MICHAEL FISHER, PAUL J. WATFORD, and PATRICK J. BUMATAY, Circuit Judges.

OPINION

To address concerns raised by the increasing prevalence of electronic banking transactions, Congress enacted the Electronic Fund Transfer Act of 1978 (EFTA), 15 U.S.C. § 1693 et seq. Lawmakers viewed such transactions—processed through computer...

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