CRESCENT PLAZA HOTEL OWNER v. ZURICH AMERICAN INS.

No. 21-1316.

20 F.4th 303 (2021)

CRESCENT PLAZA HOTEL OWNER, L.P., Plaintiff-Appellant, v. ZURICH AMERICAN INSURANCE COMPANY, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided December 9, 2021.


Attorney(s) appearing for the Case

Freya Kirsten Bowen , Attorney, Timothy W. Burns , Attorney, Nathan Mark Kuenzi , Attorney, Brian P. Cawley , Attorney, Burns Bowen Bair LLP, Madison, WI, Adam J. Levitt , Attorney, Dicello Levitt Gutzler LLC, Chicago, IL, Douglas A. Daniels , Attorney, Daniels & Tredennick PLLC, Houston, TX, W. Mark Lanier , Attorney, Dicello Levitt Gutzler LLC, Chicago, IL, W. Mark Lanier , Attorney, for Plaintiff-Appellant.

Jeffrey Babbin , Attorney, David R. Roth , Attorney, Wiggin & Dana LLP, New Haven, CT, Debra Bogo-Ernst , Attorney, Michael Anthony Scodro , Attorney, Mayer Brown LLP, Chicago, IL, Archis Ashok Parasharami , Attorney, Evan M. Tager , Attorney, Mayer Brown LLP, Washington, DC, Douglas Allen Smith , Attorney, Mayer Brown LLP, Los Angeles, CA, Michael Menapace , Attorney, Wiggin and Dana, LLP, Hartford, CT, for Defendant-Appellee.

John S. Vishneski, III , Attorney, Reed Smith LLP, Chicago, IL, for Amicus Curiae United Policyholders.

Wystan M. Ackerman , Attorney, Robinson & Cole LLP, Hartford, CT, for Amici Curiae American Property Casualty Insurance Association, National Association of Mutual Insurance Companies.

Before MANION, WOOD, and HAMILTON, Circuit Judges.


The COVID-19 pandemic forced numerous businesses to close their doors or to reduce operations temporarily. Many suffered severe economic losses as a result and have sought money under their business property insurance policies. In this case under our diversity jurisdiction, we address two insurance coverage issues arising...

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