No. 20-1294.

8 F.4th 1184 (2021)

Elizabeth LUPIA, Plaintiff-Appellee, v. MEDICREDIT, INC., Defendant-Appellant.

United States Court of Appeals, Tenth Circuit.

FILED August 17, 2021.

Attorney(s) appearing for the Case

Jamie N. Cotter of Spencer Fane, LLP, Denver Colorado ( Jacob F. Hollars of Spencer Fane, LLP, Denver Colorado; Scott J. Dickenson of Spencer Fane, LLP, St. Louis, Missouri, with her on the brief), for Defendant-Appellant.

Russel S. Thompson, IV of Thompson Consumer Law Group, PC of Mesa, Arizona, for Plaintiff-Appellee.

Before TYMKOVICH, Chief Judge, HARTZ, and PHILLIPS, Circuit Judges.

It was just one day. Or that's how Medicredit, the debt collection agency, tells it. On a Monday, Medicredit received a letter from a consumer, Elizabeth Lupia, demanding that it cease calling her about an unpaid medical debt. The next day, on Tuesday, before Medicredit processed the letter, it again called Ms. Lupia regarding...

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