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CHULUUNBAT v. EXPERIAN INFORMATION SOLUTIONS, INC.

No. 20-2373, No. 20-2392, No. 20-2775, No. 20-2776, No. 20-3000, No. 20-3351, No. 20-3368.

4 F.4th 562 (2021)

Unensaikhan CHULUUNBAT, Plaintiff-Appellant, v. EXPERIAN INFORMATION SOLUTIONS, INC., et al., Defendants-Appellees. Juan Rodas, Plaintiff-Appellant, v. TransUnion Data Solutions LLC, Defendant-Appellee. Anibal Molina, Plaintiff-Appellant, v. Trans Union, LLC, Defendant-Appellee. Everardo Hoyos, Plaintiff-Appellant, v. Equifax Information Services, LLC and TransUnion LLC, Defendants-Appellees. Olamide Soyinka, Plaintiff-Appellant, v. Equifax Information Services, LLC, Defendant-Appellee. Adel Amorah, Plaintiff-Appellant, v. Equifax Information Services, LLC and TransUnion Data Solutions LLC, Defendants-Appellees. Edward Cowans, Plaintiff-Appellant, v. Equifax Information Services, LLC, and TransUnion Data Solutions LLC, Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided July 15, 2021.

Attorney(s) appearing for the Case

Celetha C. Chatman , Michael J. Wood , Attorneys, Community Lawyers LLC, Chicago, IL, Daniel Richard Brown , Attorney, Main Street Attorney, LLC, Chicago, IL, for Plaintiffs-Appellants.

Jules H. Cantor , Adam William Wiers , Christopher A. Hall , Attorneys, Jones Day, Chicago, IL, for Defendant-Appellee Experian Information Solutions, Inc.

Rodney L. Lewis , Claire Brennan , Attorneys, Polsinelli PC, Chicago, IL, for Defendant-Appellee Equifax Information Services, LLC.

Camille R. Nicodemus , Scott Edwin Brady , Laura K. Rang , Kari A. Morrigan , William R. Brown , Attorneys, Schuckit & Associates, P.C., Zionsville, IN, for Defendant-Appellee TransUnion Data Solutions. LLC.

Before Wood, Brennan, and St. Eve, Circuit Judges.

In these consolidated cases, plaintiffs owe consumer debts they claim are not owned by the creditors listed on their credit reports. They approached the consumer reporting agencies—defendants here—and requested an investigation of their claims. The consumer reporting...

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