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IN RE WOOD

No. 20-1161.

993 F.3d 245 (2021)

IN RE: Larry Edward WOOD; Jessica Ann Wood, Debtors. Larry Edward Wood; Jessica Ann Wood, Plaintiffs-Appellees, v. United States Department of Housing & Urban Development (HUD), Defendant-Appellant.

United States Court of Appeals, Fourth Circuit.

Decided: April 7, 2021.

Attorney(s) appearing for the Case

Richard E. Zuckerman , Principal Deputy Assistant Attorney General, Bruce R. Ellisen , Bethany B. Hauser , Tax Division, UNITED STATES DEPARTMENT OF JUSTICE, Washington, D.C.; Michael B. Stuart , United States Attorney, OFFICE OF THE UNITED STATES ATTORNEY, Charleston, West Virginia, for Appellant. William R. Wooton , WOOTON & WOOTON, Beckley, West Virginia, for Appellees.

Reversed and remanded by published opinion. Judge Wilkinson wrote the opinion, in which Judge Niemeyer and Judge Quattlebaum joined.

The Roman deity Janus was celebrated in ancient times for an ability to look simultaneously in two directions. The Bankruptcy Code performs a Janus-like function in our legal system. It must look forward, to preserve some modicum of material security as debtors begin their financial lives anew. At the same time, however...

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