IN RE BARRAGAN-FLORES

No. 18-50420.

984 F.3d 471 (2021)

IN RE: Lucio BARRAGAN-FLORES, Debtor. Evolve Federal Credit Union, Appellee, v. Lucio Barragan-Flores, Appellant.

United States Court of Appeals, Fifth Circuit.

Filed January 14, 2021.


Attorney(s) appearing for the Case

James Wesley Brewer , Attorney, Kemp Smith, L.L.P., El Paso, TX, for Appellee.

Miguel Alejandro Flores, Esq. , Trial Attorney, Tanzy & Borrego, El Paso, TX, for Appellant.

Before OWEN, Chief Judge, and WIENER and DENNIS, Circuit Judges.


Lucio Barragan-Flores filed for Chapter 13 bankruptcy. At the time, he had outstanding balances on car loans with Evolve Federal Credit Union that he had obtained to purchase a GMC Sierra and a Toyota Camry. The loans were cross-collateralized, meaning that the Sierra and Camry were both pledged as collateral for...

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