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STATE FARM LLOYDS v. RICHARDS

No. 18-10721.

966 F.3d 389 (2020)

STATE FARM LLOYDS, Plaintiff-Appellee, v. Janet RICHARDS; Melvin Richards; Amanda Culver Meals, Defendants-Appellants.

United States Court of Appeals, Fifth Circuit.

FILED July 20, 2020.

Attorney(s) appearing for the Case

Mark A. Lindow , Theodore Christian Schultz, Esq. , Lindow Stephens Treat, L.L.P., Jana Marie Richard , Gardner Law Firm, San Antonio, TX, for Plaintiff-Appellee.

Nolan Cornelius Knight , Michael Wallace Huddleston , Munsch Hardt Kopf & Harr, P.C., Dallas, TX, for Defendant Appellant Amanda Culver Meals.

Russell Wayne King , King Law Office, P.C., Dublin, TX, for Defendant-Appellant Janet Richards and Melvin Richards.

Before Elrod and Willett, Circuit Judges.

In summer 2017, a ten-year-old died in an ATV accident at his paternal grandparents' house. The boy's mom sued the grandparents, the Richards, in state court. The Richards asked their insurer, State Farm, to defend (and if necessary, indemnify) them. But State Farm refused and sought a declaration in federal court that it had no duty to do...

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