Christina WILLIAMS; Michael Stermel, on behalf of themselves and all others similarly situated
v.
MEDLEY OPPORTUNITY FUND II, LP; Mark Curry; Brian McGowan; Vincent Ney; Other John Doe Persons or Entities; Red Stone Inc, as Successor in Interest to MacFarlane Group, Inc.
Red Stone, Inc., Appellant in No. 19-2058
Christina Williams; Michael Stermel, on behalf of themselves and all others similarly situated
v.
Medley Opportunity Fund II, LP; Mark Curry; Brian McGowan; Vincent Ney; Other John Doe Persons or Entities; Red Stone, Inc., as Successor in Interest to MacFarlane Group, Inc.
Mark Curry, Brian McGowan, Vincent Ney, Appellants in No. 19-2082.
United States Court of Appeals, Third Circuit.https://leagle.com/images/logo.png
David F. Herman , Richard L. Scheff , Armstrong Teasdale, One Commerce Square, 2005 Market Street, 29th Floor, Philadelphia, PA 19103, Counsel for Appellants Brian McGowan and Vincent Ney.
Michael J. Quirk , Motley Rice, 40 West Evergreen Avenue, Suite 104, Philadelphia, PA 19118, Matthew W.H. Wessler [ARGUED], Gupta Wessler, 1900 L Street, N.W., Suite 312, Washington, DC 20036, Counsel for Appellees Christina Williams and Michael Stermel, On Behalf of Themselves and All Others Similarly Situated.
Stephen F. Raiola , Covington & Burling, 850 10th Street, N.W., One City Center, Washington, DC 20001, Counsel for Amicus Curiae Online Lenders Alliance in Support of Appellants.
Patrick O. Daugherty , Van Ness Feldman, 1050 Thomas Jefferson Street, N.W., Seventh Floor, Washington, DC 20007, Counsel for Amicus Curiae Native American Financial Services Association in Support of Appellants.
Anthony M. Sabino , 2nd Floor, 92 Willis Avenue, Mineola, NY 11501, Counsel for Amicus Curiae Anthony Michael Sabino in Support of Appellant Red Stone, Inc.
Mark C. Stephenson , Ward Law, 1617 John F. Kennedy Boulevard, Suite 500, Philadelphia, PA 19103, Counsel for Amici Curiae American Legislative Exchange Council, The Center for Individual Freedom, and the American Consumer Institute in Support of Appellant Red Stone, Inc.
Jeffrey R. White , American Association for Justice, 777 6th Street, N.W., Suite 200, Washington, DC 20001, Counsel for Amicus Curiae American Association for Justice in Support of Appellees.
Before: SHWARTZ, SCIRICA, and COWEN, Circuit Judges.
OPINION
SHWARTZ, Circuit Judge.
Christina Williams and Michael Stermel ("Plaintiffs") obtained loans from AWL, Inc., an online entity owned by the Otoe-Missouria Tribe of Indians ("Tribe"). Plaintiffs assert that AWL charged unlawfully high interest rates and sued AWL's holding company, Red Stone, Inc., and three members of AWL's board...
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