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BENDER v. ELMORE & THROOP, P.C.

No. 19-1325.

963 F.3d 403 (2020)

Robert L. BENDER; Deborah A. Bender, Plaintiffs-Appellants, v. ELMORE & THROOP, P.C., Defendant-Appellee. Consumer Financial Protection Bureau, Amicus Supporting Appellant.

United States Court of Appeals, Fourth Circuit.

Decided: July 2, 2020.

Attorney(s) appearing for the Case

E. David Hoskins , THE LAW OFFICE OF E. DAVID HOSKINS, LLC, Baltimore, Maryland, for Appellants. John S. Vander Woude , ECCLESTON & WOLF, P.C., Hanover, Maryland, for Appellee. Mary McLeod , General Counsel, John R. Coleman , Deputy General Counsel, Steven Y. Bressler , Assistant General Counsel, Kevin E. Friedl , CONSUMER FINANCIAL PROTECTION BUREAU, Washington, D.C., for Amicus Curiae.

Vacated and remanded by published opinion. Judge Keenan wrote the opinion, in which Judge Agee and Judge Richardson joined.

Robert and Deborah Bender (the Benders) appeal from the district court's dismissal of their complaint brought under the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. (FDCPA, or the Act). The district court dismissed the Benders' complaint...

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