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MARKET STREET BANCSHARES, INC. v. FEDERAL INS. CO.

No. 18-3395.

962 F.3d 947 (2020)

MARKET STREET BANCSHARES, INC., parent organization of Peoples National Bank, N.A., a/k/a Peoples National Bank of McLeansboro, Plaintiff/Counterclaim Defendant-Appellant, v. FEDERAL INSURANCE CO., d/b/a Chubb Group of Insurance Companies, Defendant/Counterclaim Plaintiff-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided June 19, 2020.

Rehearing Denied July 10, 2020.

Attorney(s) appearing for the Case

John T. Hundley , Attorney, Sharp-Hundley, P.C., Mount Vernon, IL, for Plaintiff-Appellant.

Edward P. Gibbons , Attorney, Christopher A. Wadley , Attorney, Walker Wilcox Matousek LLP, Chicago, IL, for Defendant-Appellee.

Before Kanne, Sykes, and Barrett, Circuit Judges.

This is an insurance-coverage dispute between a bank and its insurer. In 2014, the two entered an agreement: in exchange for an insurance premium, the insurer, Federal Insurance Company, would defend and indemnify the bank, Peoples National Bank, against "claims" made by third parties during the policy period, which ran from...

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