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N. L. BY LEMOS v. CREDIT ONE BANK, N.A.

Nos. 19-15399, 19-15938.

960 F.3d 1164 (2020)

N. L., an infant BY his mother and natural guardian Sandra LEMOS, Plaintiff-Appellee, v. CREDIT ONE BANK, N.A., Defendant-Appellant, and GC Services Limited Partnership; Ienergizer Holdings, Limited; First Contact, LLC, aka Iqor Holdings, Inc., Defendants.

United States Court of Appeals, Ninth Circuit.

Filed June 3, 2020.

Attorney(s) appearing for the Case

Noah A. Levine , Alan E. Schoenfeld , and Stephanie Simon , Wilmer Cutler Pickering Hale and Dorr LLP, New York, New York, for Defendant-Appellant.

Yitzchak Zelman , Marcus & Zelman, Asbury Park, New Jersey, for Plaintiff-Appellee.

Before: Ronald M. Gould, Morgan Christen, and Daniel A. Bress, Circuit Judges.

OPINION

Over a period of four months, Credit One Bank's vendors made 189 automated calls to an eleven-year-old boy's cell phone. Credit One was trying to collect past-due payments from a customer, but, unbeknownst to the bank, the customer's cell phone number had been reassigned to Sandra Lemos, who in turn had let...

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