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HAYDEN v. HSBC BANK USA, NATIONAL ASSOCIATION

No. 16-2274.

956 F.3d 69 (2020)

Christopher HAYDEN; Denine L. Murphy, a/k/a Denine L. Hayden, Plaintiffs, Appellants, v. HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION MORTGAGE ASSET-BACKED PASS THROUGH CERTIFICATES SERIES 2007-PA3; Wells Fargo Bank, N.A., Defendants, Appellees.

United States Court of Appeals, First Circuit.

April 17, 2020.

Attorney(s) appearing for the Case

Glenn F. Russell, Jr. , Fall River, MA, and Glenn F. Russell, Jr., & Associates, P.C. on brief for appellants.

Sean R. Higgins , Boston, MA, Y. Frank Ren , and K&L Gates LLP on brief for appellees.

Before Howard, Chief Judge, Lipez and Thompson, Circuit Judges.

In March 2007, Christopher Hayden and Denine Murphy ("the Haydens") borrowed $800,000 from GN Mortgage, LLC ("the lender") to purchase a property in Rehoboth, Massachusetts. The Haydens executed a promissory note memorializing the loan and a mortgage identifying Mortgage Electronic Registration Systems, Inc. (...

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