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McADORY v. M.N.S. & ASSOCIATES, LLC

No. 18-35923.

952 F.3d 1089 (2020)

Jillian MCADORY, Plaintiff-Appellant, v. M.N.S. & ASSOCIATES, LLC, foreign limited liability company, Defendant, and DNF Associates, LLC, foreign limited liability company, Defendant-Appellee.

United States Court of Appeals, Ninth Circuit.

Filed March 9, 2020.

Attorney(s) appearing for the Case

Adam R. Pulver (argued) and Scott L. Nelson , Public Citizen Litigation Group, Washington, D.C.; Kelly D. Jones , Portland, Oregon; Nadia Dahab , Stolle Berne, Portland, Oregon; for Plaintiff-Appellant.

Brendan H. Little (argued), Lippes Mathias Wexler Friedman LLP, Buffalo, New York, for Defendant-Appellee.

Dissent by Judge Bea.

OPINION

This appeal requires us to consider whether a business that buys and profits from consumer debts, but outsources direct collection activities, qualifies as a "debt collector" for purposes of the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C § 1692 et seq. Plaintiff McAdory's complaint...

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