ARRUDA v. ZURICH AMERICAN INS. CO.

No. 19-1247.

951 F.3d 12 (2020)

Denise ARRUDA, Plaintiff, Appellee, v. ZURICH AMERICAN INSURANCE COMPANY, Defendant, Appellant, NSTAR Electric and Gas Basic Accident Insurance Plan, Defendant.

United States Court of Appeals, First Circuit.

February 24, 2020.


Attorney(s) appearing for the Case

Kristyn M. Kelley , with whom Allen N. David , Jane A. Horne , and Peabody & Arnold LLP were on brief, for appellant.

Mala M. Rafik , with whom Sarah E. Burns and Rosenfeld & Rafik, P.C. were on brief, for appellee.

Before Lynch, Stahl, and Lipez, Circuit Judges.


Zurich American Insurance Company ("Zurich") denied the claim of Denise Arruda ("Arruda") for death benefits following the death of her husband Mr. Joseph Arruda in a 2014 car accident. Zurich concluded, after reviewing the extensive record, that his death was not independent of all other causes and that it was caused or contributed...

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