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PRESTON v. MIDLAND CREDIT MANAGEMENT, INC.

No. 18-3119.

948 F.3d 772 (2020)

Neal PRESTON, individually and on behalf of a nationwide class of similarly situated individuals, Plaintiff-Appellant, v. MIDLAND CREDIT MANAGEMENT, INC., Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided January 21, 2020.

Attorney(s) appearing for the Case

James C. Vlahakis , Attorney, SULAIMAN LAW GROUP, LTD., Lombard, IL, for Plaintiff-Appellant.

Stephen R. Swofford , David M. Schultz , Jennifer Weller , Attorneys, HINSHAW & CULBERTSON LLP, Chicago, I, for Defendant-Appellee.

Noel J. Francisco , Attorney, DEPARTMENT OF JUSTICE, Office of the Solicitor General, Washington, DC, Mary E. McLeod , CONSUMER FINANCIAL PROTECTION BUREAU, Office of General Counsel, Clinton, IA, for Amicus Curiae CONSUMER FINANCIAL PROTECTION BUREAU.

Before Ripple, Rovner, and Barrett, Circuit Judges.

Neal Preston brought this putative class action in which he claimed that Midland Credit Management, Inc. ("Midland"), had sent him a collection letter that violated the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. §§ 1692-1692p. Specifically, he claimed that the words "TIME SENSITIVE DOCUMENT" on the envelope...

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