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HORIA v. NATIONWIDE CREDIT & COLLECTION, INC.

No. 19-1559.

944 F.3d 970 (2019)

Henry HORIA, Plaintiff-Appellant, v. NATIONWIDE CREDIT & COLLECTION, INC., Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided December 18, 2019.

Attorney(s) appearing for the Case

Daniel Richard Brown , Attorney, MAIN STREET ATTORNEY, LLC, Chicago, IL, Celetha Chatman , Attorney, COMMUNITY LAWYERS LLC, Chicago, IL, for Plaintiff-Appellant.

William P. Hardy , Attorney, HINSHAW & CULBERTSON LLP, Springfield, IL, David M. Schultz , Attorney, Brandon S. Stein , Attorney, Stephen R. Swofford , Attorney, HINSHAW & CULBERTSON LLP, Chicago, IL, for Defendant-Appellee.

Before Bauer, Easterbrook, and St. Eve, Circuit Judges.

Nationwide Credit sent Henry Horia a letter seeking to collect a debt owed to Gottlieb Memorial Hospital. By return mail, Horia disputed the validity of this claim. The Fair Debt Collection Practices Act requires a debt collector such as Nationwide Credit that notifies a credit agency, such as Experian, about the debt...

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