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SPARKS v. EQUITYEXPERTS.ORG, LLC

No. 18-2378.

936 F.3d 348 (2019)

Melvin SPARKS; Angela Sparks, Plaintiffs-Appellants, v. EQUITYEXPERTS.ORG, LLC, Defendant-Appellee.

United States Court of Appeals, Sixth Circuit.

Decided and Filed: August 21, 2019.

Attorney(s) appearing for the Case

ARGUED: Edward A. Mahl , MICHIGAN CONSUMER CREDIT LAWYERS, Southfield, Michigan, for Appellants. Katrina M. DeMarte , MAGDICH LAW, Livonia, Michigan, for Appellee. ON BRIEF: Edward A. Mahl , MICHIGAN CONSUMER CREDIT LAWYERS, Southfield, Michigan, for Appellants. Jennifer R. Anstett , MAGDICH LAW, Livonia, Michigan, for Appellee.

Before: ROGERS, BUSH, and LARSEN, Circuit Judges.

OPINION

Melvin and Angela Sparks own property in a neighborhood overseen by a homeowners' association. When they fell behind on their assessments, the Association engaged EquityExperts.org, LLC ("Equity Experts")—a debt-collection company—to collect that debt on the Association's behalf. During its...

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