No. 18-50536.

929 F.3d 195 (2019)

Richard Brett FREDERKING, Plaintiff-Appellant v. CINCINNATI INSURANCE COMPANY, Defendant-Appellee.

United States Court of Appeals, Fifth Circuit.

FILED July 2, 2019.

Attorney(s) appearing for the Case

Langdon Milton Smith, III , Kyle Donald Schnitzer , Jim S. Adler & Associates, Houston, TX, for Plaintiff-Appellant.

George L. Lankford , Jennifer L. Kelley , Fanning Harper Martinson Brandt & Kutchin, P.C., Dallas, TX, for Defendant-Appellee.

Before JONES, HO, and OLDHAM, Circuit Judges.

Only an insurance company could come up with the policy interpretation advanced here. Cincinnati Insurance Company theorizes that its automobile policies do not cover injuries caused by drunk driving collisions, because such collisions are not "accidents." Its logic is this: intentional acts are not accidents, and drunk...

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