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CASILLAS v. MADISON AVE. ASSOCIATES, INC.

No. 17-3162.

926 F.3d 329 (2019)

Paula CASILLAS, Plaintiff-Appellant, v. MADISON AVENUE ASSOCIATES, INC., an Indiana corporation, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided June 4, 2019.

Attorney(s) appearing for the Case

John G. Albanese , Attorney, BERGER & MONTAGUE, P.C., Minneapolis, MN, David J. Philipps , Attorney, PHILIPPS & PHILIPPS, Palos Hills, IL, for Plaintiff-Appellant.

James R. Branit , Attorney, LITCHFIELD CAVO LLP, Chicago, IL, for Defendant-Appellee.

Before Sykes and Barrett, Circuit Judges, and Durkin, District Judge.

The bottom line of our opinion can be succinctly stated: no harm, no foul. Madison Avenue Associates, Inc. made a mistake. The Fair Debt Collection Practices Act requires debt collectors to notify consumers about the process that the statute provides for verifying a debt. Madison sent Paula Casillas a debt-collection letter...

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