GATEWAY RESIDENCES v. ILLINOIS UNION INS. CO.

No. 18-1491.

917 F.3d 269 (2019)

GATEWAY RESIDENCES AT EXCHANGE, LLC, Plaintiff-Appellant, v. ILLINOIS UNION INSURANCE COMPANY, d/b/a ACE American Insurance Company, d/b/a ACE Environmental, d/b/a ACE USA, d/b/a ACE USA Companies, Defendant-Appellee.

United States Court of Appeals, Fourth Circuit.

Decided: February 28, 2019.


Attorney(s) appearing for the Case

ARGUED: C. Thomas Brown , SILVER & BROWN, Fairfax, Virginia, for Appellant. Douglas Aaron Winegardner , SANDS ANDERSON, PC, Richmond, Virginia, for Appellee. ON BRIEF: Eric B. Lawson , SILVER & BROWN, Fairfax, Virginia, for Appellant.

Affirmed by published opinion. Judge Diaz wrote the opinion, in which Judge Agee and Judge Harris joined.


Having been awarded more than $900,000 for a contractor's faulty workmanship, Gateway Residences at Exchange, LLC, sued to collect the judgment from the contractor's liability insurer, Illinois Union Insurance Company. The relevant policy, however, covered only claims reported to the insurer during the policy period, and that...

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