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BARBATO v. GREYSTONE ALLIANCE, LLC

No. 18-1042.

916 F.3d 260 (2019)

Mary BARBATO v. GREYSTONE ALLIANCE, LLC; Turning Point Capital Inc; Crown Asset Management LLC Crown Asset Management LLC, Appellant.

United States Court of Appeals, Third Circuit.

Opinion Filed: February 22, 2019.

Attorney(s) appearing for the Case

Anthony J. Gingo , Michael J. Palumbo , Gingo Palumbo Law Group, 4700 Rockside Road, Suite 440, Independence, OH 44131, Matthew R. Rosenkoff [ARGUED], Taylor English Duma, 1600 Parkwood Circle, Suite 200, Atlanta, GA 30339, Counsel for Defendant-Appellant Crown Asset Management LLC.

Daniel A. Edelman [ARGUED], Edelman Combs Latturner & Goodwin, 20 South Clark Street, Suite 1500, Chicago, IL 60603, Brett M. Freeman , Carlo Sabatini , Sabatini Law Firm, 216 North Blakely Street, Dunmore, PA 18512, Counsel for Plaintiff-Appellee Mary Barbato.

Before: HARDIMAN, KRAUSE, and BIBAS, Circuit Judges.

OPINION OF THE COURT

The Fair Debt Collection Practices Act ("FDCPA") protects consumers from abusive, deceptive, or otherwise unfair debt collection practices. 15 U.S.C. § 1692(a). It applies to "debt collectors," defined alternatively as those engaged "in any business the principal purpose of which is the...

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